Over 50s Health Insurance

Health insurance will usually cost you more as you grow older because you are more likely to need medical care than at a younger age. Besides your age, there are other factors that can impact your health insurance premium such as your location, the level of cover, extra benefits or your hospital choice. Some factors are out of your control, but some can be adjusted to fit your needs and budget.

To pick the best policy, it is best to compare several quotes from different insurance providers and get expert advice from a health insurance broker. UK Health Insurance is here to help you find the right cover for your personal circumstances. Request a callback now so we can talk about your health insurance needs.

Getting older is a part of life and no matter how healthy and strong we might feel, we are all prone to more illnesses in older age. So, it’s important to consider health insurance in order to have the peace of mind that your health is covered before you reach retirement and beyond.

Besides knowing that your private medical costs are covered, you’ll know that if you need medical attention, you can get fast diagnosis and treatment, comfortable hospital accommodation and great choice and control when it comes to how your healthcare is handled.

It’s always best to get health insurance sooner rather than later in life. The earlier you get health insurance (even if you are over 50) the more likely you are to be covered for any conditions that appear after the start of your policy (unless they are part of any pre-existing medical conditions).

Whether you are new to health insurance or wanting to switch insurers, a pre-existing condition could limit your choices. However, this doesn’t stop you from getting a health insurance policy, although certain exclusions may apply. We will endeavour to find you the right health plan for your personal situation.

Even if we cannot find cover for your pre-existing conditions, some insurers may agree to cover these after a certain period of no treatment, advice, symptoms and medication.

Yes, even if you are already retired, you can still get private health insurance as this is not affected by your employment status. Request a quote to see what we can do to find you the most affordable health cover.

Even if you have private medical insurance, your right to access the NHS is still there. In some cases, you will need to rely solely on the NHS such as for accidents and emergencies. The NHS can also pick up your treatment when your condition isn’t covered by your insurance policy.

Family health insurance is an excellent way to protect the health of your loved ones and it’s also a good way to potentially save money by including your partner and/or your children under your policy. Get a free, non-obligation quote for your family today.